top of page
![](https://static.wixstatic.com/media/05e3dc_4ca5d9c66ddd4bc6bc97f9baf52779d9.jpg/v1/fill/w_413,h_275,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/05e3dc_4ca5d9c66ddd4bc6bc97f9baf52779d9.jpg)
NEWS & UPDATES
![Loan to income vs loan to value: what does it all mean?](https://static.wixstatic.com/media/c2bd19_5246b5e3f7484c75bf0076d106234982~mv2.png/v1/fill/w_469,h_352,fp_0.50_0.50,q_95,enc_auto/c2bd19_5246b5e3f7484c75bf0076d106234982~mv2.webp)
Loan to income vs loan to value: what does it all mean?
Loan to income and loan to value (or LTV) are phrases you often hear in the mortgage industry. The two terms are easy to mix up,...
![](https://static.wixstatic.com/media/11062b_dc2b05fa934740e8bc64674ec7c1a337~mv2_d_5798_3865_s_4_2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_dc2b05fa934740e8bc64674ec7c1a337~mv2_d_5798_3865_s_4_2.webp)
![FREQUENTLY ASKED QUESTIONS](https://static.wixstatic.com/media/11062b_dc2b05fa934740e8bc64674ec7c1a337~mv2_d_5798_3865_s_4_2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/11062b_dc2b05fa934740e8bc64674ec7c1a337~mv2_d_5798_3865_s_4_2.webp)
FREQUENTLY ASKED QUESTIONS
SHOULD I GET A PRIVATE SURVEY ? Unless you are buying a new build, you should definitely look at getting private survey. WHAT IS A...
![](https://static.wixstatic.com/media/11062b_8cbf24edcb1143f48bf9dd23c7cf72ed~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_8cbf24edcb1143f48bf9dd23c7cf72ed~mv2.webp)
![Questions to ask when you're out on a viewing](https://static.wixstatic.com/media/11062b_8cbf24edcb1143f48bf9dd23c7cf72ed~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/11062b_8cbf24edcb1143f48bf9dd23c7cf72ed~mv2.webp)
Questions to ask when you're out on a viewing
WHAT ARE THE NEIGHBOURS LIKE? It's always good to know who you will be living next to. No one wants to move next to a nightmare...
![](https://static.wixstatic.com/media/11062b_76c2f5a1133040fe877a29aa795a711c~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_76c2f5a1133040fe877a29aa795a711c~mv2.webp)
![What is remortgaging?](https://static.wixstatic.com/media/11062b_76c2f5a1133040fe877a29aa795a711c~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/11062b_76c2f5a1133040fe877a29aa795a711c~mv2.webp)
What is remortgaging?
Over 30% of people aren’t sure what the term ‘remortgaging’ means but it is a great way to save money on your monthly mortgage payments!...
![](https://static.wixstatic.com/media/11062b_ead1c2a9aeb64fd09eca82a597b2035e~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_ead1c2a9aeb64fd09eca82a597b2035e~mv2.webp)
![How to build your own home](https://static.wixstatic.com/media/11062b_ead1c2a9aeb64fd09eca82a597b2035e~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/11062b_ead1c2a9aeb64fd09eca82a597b2035e~mv2.webp)
How to build your own home
We’ve all seen an episode of Grand Designs that’s made us dream of building our own home. We’ve also probably all then watched as the...
![](https://static.wixstatic.com/media/nsplsh_5f30555247325a65674d63~mv2_d_6000_3368_s_4_2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/nsplsh_5f30555247325a65674d63~mv2_d_6000_3368_s_4_2.webp)
![Can you get a mortgage with a bad credit score?](https://static.wixstatic.com/media/nsplsh_5f30555247325a65674d63~mv2_d_6000_3368_s_4_2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/nsplsh_5f30555247325a65674d63~mv2_d_6000_3368_s_4_2.webp)
Can you get a mortgage with a bad credit score?
The latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit...
![](https://static.wixstatic.com/media/11062b_1d756a61fcd249228a85d405e9c860ab~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_1d756a61fcd249228a85d405e9c860ab~mv2.webp)
![Can you get life insurance with a high BMI?](https://static.wixstatic.com/media/11062b_1d756a61fcd249228a85d405e9c860ab~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/11062b_1d756a61fcd249228a85d405e9c860ab~mv2.webp)
Can you get life insurance with a high BMI?
Life insurance is well worth considering; these policies can help your family financially should you pass away. However, if you’re one of...
![](https://static.wixstatic.com/media/nsplsh_6e72537a525557716d6f49~mv2_d_5184_3456_s_4_2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/nsplsh_6e72537a525557716d6f49~mv2_d_5184_3456_s_4_2.webp)
![Budget Breakdown: Can you get a mortgage with a 5% deposit?](https://static.wixstatic.com/media/nsplsh_6e72537a525557716d6f49~mv2_d_5184_3456_s_4_2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/nsplsh_6e72537a525557716d6f49~mv2_d_5184_3456_s_4_2.webp)
Budget Breakdown: Can you get a mortgage with a 5% deposit?
Last month, the government announced a new Budget and as part of it, they announced a plan to encourage the return of the 5% deposit...
![](https://static.wixstatic.com/media/c2bd19_91789b9eff1b49a1bb7dc842f1430166~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/c2bd19_91789b9eff1b49a1bb7dc842f1430166~mv2.webp)
![Free Wills Month](https://static.wixstatic.com/media/c2bd19_91789b9eff1b49a1bb7dc842f1430166~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/c2bd19_91789b9eff1b49a1bb7dc842f1430166~mv2.webp)
Free Wills Month
March is Free Wills Month for members of the public aged 55 and over! Free Wills Month brings together a group of well-respected...
![](https://static.wixstatic.com/media/c2bd19_a26431b53c4b41d7ae40da5146698f0d~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/c2bd19_a26431b53c4b41d7ae40da5146698f0d~mv2.webp)
![Can you get life insurance if you smoke?](https://static.wixstatic.com/media/c2bd19_a26431b53c4b41d7ae40da5146698f0d~mv2.jpg/v1/fill/w_469,h_352,fp_0.50_0.50,q_90,enc_auto/c2bd19_a26431b53c4b41d7ae40da5146698f0d~mv2.webp)
Can you get life insurance if you smoke?
According to the latest report from the Office for National Statistics, there are roughly 6.9 million smokers in the UK. That’s just...
bottom of page